Total 37 Finance / Banking / Insurance job vacancies in Wilmington, DE

People in Need (PIN) Philippines is currently looking for a FINANCE & ADMIN MANAGER.

Under the direct supervision of the Head of Systems and Operations/ Country Director, the Finance Manager is responsible for mission economy, mission’s compliance with PIN and donors’ financial and admin procedures and policies. Finance Manager directly manages a small finance team and continuously works on its capacity building.

Duties & Responsibilities:

Financial Management

As a member of the Country SMT:

·         quickly develops strong knowledge and expertise of PIN systems, policies, and procedures;

·         Responsibility for overall country program economy (preparation of operational budget and its regular update, cost allocation planning, proper budgeting, cash flow and cost efficiency monitoring, FX rate risk, etc.)

·         ensures that relevant accounting, financial and administrative management procedures and systems of the country program are in place and used appropriately;

·         provides training of these procedures and systems to project and support staff;

·         ensures that project and country spending monitoring tools are updated and available;

·         monitors project spending and sends early alerts if spending issues;

·         prepares with program leads the expenditure forecasts;

·         prepares internal and donor budgets’ realignments in line with policies and procedures;

·         provides regular financial overview and updates to country and project management;

·         prepares financial and project reporting to the donors and HQ;

·         verifies, corrects, and approves financial and expenditure reports of PIN project partners;

·         manages cashflow of the country program and submits timely and sufficient fund requests;

·         ensures that all transactions are properly accounted for and the financial systems are maintained, under all procedures and controls;

·         plays a key role in expenditure verification, statutory and project audits (either internal or external); and

·         prepares budgets of new projects.

Accounting

·         responsible for integrity, accuracy, punctuality, and completeness of accounting data;

·         responsible of the quality of bookkeeping;

·         Responsible for the quality of posting and documentation of accounting transactions;

·         administers completion of regular accounting closure operations; and

·         ensures that all accounting issues and concerns are administered and acted promptly and responsibly.

Compliance

·         makes sure that PIN Philippines complies with all obligations towards local authorities;

·         ensures timely submission of the SEC reports;

·         ensures that PIN’s registration in the PHL is valid and remains active;

·         obtains any business authorisations;

·         ensures registration and compliance with local administration: SEC, PhilHealth, SSS, …

·         examines irregularities and non-compliance issues and ensure that findings are recorded and followed up with management so that issues can be rectified;

·         ensures quality and completeness of project documentation

·         sets up archiving rules and ensures they are implemented;

·         performs regular checks on proper archiving of accounting, procurement and HR documents; and

·         ensures that conditions and requirements of project donors are known and abided by.

• Salaries are according to People in Need Salary Scale. Candidates will be informed about the salaries in the beginning of the recruitment process
• Health insurance for both in-patient and out-patient care with maximum benefit limit of Php. 195,000.00 per year per staff.
• Life & Accident insurance for all injuries during work time.
• 15 days of paid annual leave per year.
• 7 days of paid sick leave per year plus 13 days of medical leave per year.
• 3 days paid compassionate / emergency leave.
• Compensation leave for working overtime when requested by the Line Manager.
• VAWC, Special Leave for Women, Maternity, Paternity and Solo Parental Leave according to law.
• Communication or internet allowance on monthly basis.
• Home office after agreement with Line Manager.
• Extensive Capacity Building program, both internal and external trainings - Induction training, internal online
• Opportunities, such as access to e-learning platform and live webinars.
• International environments with opportunities to learn from other country programs and HQ office in Prague
• Opportunities to travel locally and also internationally.
• Per diem for working outside of the duty town depending on the location. Full reimbursement of accommodation and transportation during business trips.
• Friendly and fair environment in small collective structure where everyone knows each other.
• Work hours are from 8:00 am - 5:00pm, Monday to Friday with one hour break for lunch.

Doing Amazing Things Together

We’re all about possibilities. Are you?

Are you someone loves to be busy? Are you constantly on the go and love trying new activities?

Become a Support Worker.

What matters to the people we support matters to us. It’s their life, their way.

We are looking for a bubbly and energetic person to join our team in Ashby.

You will be working alongside 3 people who share a bungalow with a big beautiful garden, and 1 person in their own home within the community. It is important that you can connect and share their interests. We need people like you to ensure they can live as independently as possible.

If you are energetic and love trying new activities and are passionate about helping people to access their community, then we want to hear from you. The people we support love to get out and about every day, they have a wide range of interests from following Leicester City, Elvis Presley, WWE wrestling to watching fun reality TV shows and they all love to eat out.

If you share any of these interests and are passionate about supporting people, you could be part of our team and help to support people to maintain or learn new skills needed to live their best lives!

So, if you enjoy building meaningful relationships and think you could plan, communicate and deliver support with and alongside people, then this is the place for you.

We are looking for both full time and part time Support Workers. You should be available to work a variety of shifts across the week and alternate weekends, including long days and some sleep-in shifts as needed.

For this role we need you to be a driver with a full UK driving licence that you have held for over a year for insurance purposes. You must be willing to drive a mobility vehicle so you can get around Ashby and surrounding areas and make the most of the time you are spending with the people you support.

Ability to commute/relocate: LE65 - You must be able to reliably commute for shift start times or plan to relocate before starting work (required).

Gender is considered to be a genuine occupational requirement in accordance with paragraph 1 of Schedule 9 of the Equality Act 2010

Affinity Trust does not presently hold a Sponsorship Licence and while this status is reviewed regularly there is no present proposal to apply for such a Licence.

Why Join Us?

What will we do?

We will train you in everything you need to be a great Support Worker. We will apply and pay for your enhanced DBS, and we have a mentorship scheme in place to provide support and guide you on your journey with us.

We offer Wagestream - a money management app that gives you access to a percentage of your pay as you earn it, access to coaching, vouchers, discounts, cashback and more.

You will be entitled to annual leave with the ability to buy additional leave

Fully funded health cash plans giving you access to a 24 hour GP, money back on prescriptions, dental treatment, opticians and access to many more health benefits

We provide a package of benefits that make it that bit easier to be your best and we can also support you to achieve a Level 2 diploma in Health and Social Care and pursue a career that takes on more responsibility.

What will you do?

Supporting people is really important but it’s not all about football or reality TV. We also support people to take medication, assist with personal care, make healthy lifestyle choices and maintain their home in a way that they feel safe, well and happy.

If you want to empower the people we support in Ashby to live the life they choose, and you share our values… Apply to become a Support Worker today.

Apply today

Ready to do things differently? Submit your application.

We’re committed to being Disability Confident and we guarantee to interview all applicants with a disability who meet the minimum criteria for the vacancy.

Please contact our recruitment team for further information: recruitment@affinitytrust.org.

Check out more opportunities on our careers page: https://www.affinitytrust.org/about-us/careers/job-search/

This advert may close early if the people we support find their new support worker or sufficient applicants are received.

INDMP

Apply today

Ready to do things differently? Submit your application.

We’re committed to being Disability Confident and we guarantee to interview all applicants with a disability who meet the minimum criteria for the vacancy.

Please contact our recruitment team for further information: recruitment@affinitytrust.org.

Check out more opportunities on our careers page: https://www.affinitytrust.org/about-us/careers/job-search/

This advert may close early if the people we support find their new support worker or sufficient applicants are received.

INDMP

Proud member of the Disability Confident employer scheme

Doing Amazing Things Together

We’re all about possibilities. Are you?

Are you someone loves to be busy? Are you constantly on the go and love trying new activities?

Become a Support Worker.

What matters to the people we support matters to us. It’s their life, their way.

We are looking for a bubbly and energetic person to join our team in Ashby.

You will be working alongside 3 people who share a bungalow with a big beautiful garden, and 1 person in their own home within the community. It is important that you can connect and share their interests. We need people like you to ensure they can live as independently as possible.

If you are energetic and love trying new activities and are passionate about helping people to access their community, then we want to hear from you. The people we support love to get out and about every day, they have a wide range of interests from following Leicester City to Elvis Presley, WWE wrestling to watching fun reality TV shows and they all love to eat out.

If you share any of these interests and are passionate about supporting people, you could be part of our team and help to support people to maintain or learn new skills needed to live their best lives!

So, if you enjoy building meaningful relationships and think you could plan, communicate and deliver support with and alongside people, then this is the place for you.

This is a full time role working 37.5 hours a week. You should be available to work a variety of shifts across the week and alternate weekends, including long days and some sleep-in shifts as needed.

For this role we need you to be a driver with a full UK License and be willing to drive a mobility vehicle so you can get around Ashby and surrounding areas and make the most of the time you are spending with the people you support.

Gender is considered to be a genuine occupational requirement in accordance with paragraph 1 of Schedule 9 of the Equality Act 2010

Affinity Trust does not presently hold a Sponsorship Licence and while this status is reviewed regularly there is no present proposal to apply for such a Licence.

Why Join Us?

What will we do?

We will train you in everything you need to be a great Support Worker. We will apply and pay for your enhanced DBS, and we have a mentorship scheme in place to provide support and guide you on your journey with us.

We offer Wagestream - a money management app that gives you access to a percentage of your pay as you earn it, access to coaching, vouchers, discounts, cashback and more.

You will be entitled to annual leave with the ability to buy additional leave

Fully funded health cash plans giving you access to a 24 hour GP, money back on prescriptions, dental treatment, opticians and access to many more health benefits

We provide a package of benefits that make it that bit easier to be your best and we can also support you to achieve a Level 2 diploma in Health and Social Care and pursue a career that takes on more responsibility.

What will you do?

Supporting people is really important but it’s not all about football or reality TV. We also support people to take medication, assist with personal care, make healthy lifestyle choices and maintain their home in a way that they feel safe, well and happy.

If you want to empower the people we support in Ashby to live the life they choose, and you share our values… Apply to become a Support Worker today.

Apply today

Ready to do things differently? Submit your application.

We’re committed to being Disability Confident and we guarantee to interview all applicants with a disability who meet the minimum criteria for the vacancy.

Please contact our recruitment team for further information: recruitment@affinitytrust.org.

Check out more opportunities on our careers page: https://www.affinitytrust.org/about-us/careers/job-search/

This advert may close early if the people we support find their new support worker or sufficient applicants are received.

INDMP

Apply today

Ready to do things differently? Submit your application.

We’re committed to being Disability Confident and we guarantee to interview all applicants with a disability who meet the minimum criteria for the vacancy.

Please contact our recruitment team for further information: recruitment@affinitytrust.org.

Check out more opportunities on our careers page: https://www.affinitytrust.org/about-us/careers/job-search/

This advert may close early if the people we support find their new support worker or sufficient applicants are received.

INDMP

Proud member of the Disability Confident employer scheme

Mechanics Bank is currently searching for a Director of Delaware Trust to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Delaware office.

What you will be doing:

• Lead and participate in sales activities and help control quality of business accepted. Work closely with wealth advisors, relationship managers, portfolio managers and other wealth management professionals in the cultivation of trust business opportunities (i.e. trust, custody, and escrow). Serves as the trust relationship manager for selected significant accounts. Maintain extensive contact with clients and prospects and their respective advisors.

• Works with both internal and external clients;

• Build and deepen relationships with centers of influence (i.e. accounting firms and law firms) in an effort to solidify referral sources.

• Develop and maintain effective links with all units of Bank and affiliated companies to ensure meaningful cross-selling and/or support of trust activities.

• Serves as the liaison between trust compliance and trust staff.

• Mentor junior trust officers and associates on significant account administrative matters and business development activities. Lead by example to ensure the quality of:

• Delivery of products and services

• Marketing and sales activities

• Demeanor and deportment of trust employees

• Participates and contributes to departmental activities designed to improve the account management process, such as TAC, NAAC and the training conducted by Trust managers. The Director of Special Situs will be a member of the Trust Administrative Committee and certain sub-committees as appropriate.

• Prepare and present training materials educating internal partners on the benefits of Delaware trust, as well as how to identify and refer opportunities.

• Conduct training via video conference and periodically in person.

• Continually enhances knowledge of trust, tax and related areas by participating in ongoing educational functions, including those offered by the trust team and those available from third parties. Participates in creating and developing fiduciary services.

Who you are:

• 10 years of trust administrative experiences is required.

• 4 year college degree with preference with a JD degree.

• CTFA-Certified Trust and Fiduciary Advisor is preferred.

• Through knowledge of Trust requirements including account transfer policies, practices, and procedures.

• Thorough knowledge of the features and benefits of special situs trusts, the differences between Delaware and other special situs, as well as the requirements and process for decanting trusts to Delaware.

• Strong knowledge of estate and tax planning techniques and their appropriate application.

• Extensive understanding of trust accounting systems.

• Knowledge of securities, real estate, LLCs, limited partnerships and other entities.

• Must be thoroughly familiar with and adhere to all applicable, federal and state laws, regulations and guidance, including those related to Anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.)

• Must have experience supervising trust personnel, including coaching development, counselling, team building and motivational/inspirational leadership experience

• Proven track record of business development success

• Exceptional communication skills

• Must be knowledgeable of all Bank policies and procedures; completing required training.

• Excellent analytical skills; reviewing various data sources including reports and manuals.

• Must be able to communicate effectively via telephone and in person.

• Excellent attention to detail and accuracy

• Excellent organizational ability.

#LI-AS1

Salary: $175-225K annually

Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data.

• Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law.
• Please view Equal Employment Opportunity Posters provided by OFCCP here.
• To learn more about Mechanics Bank’s California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit https://www.mechanicsbank.com/California-Consumer-Residents 

Address:

Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve overall business objectives.

• Collaborates with BMO partners to identify referral opportunities that further grow the customer’s relationship with BMO beyond personal banking.
• Welcomes and guides customers as they walk into the branch lobby, and offers advice and guidance on available digital and self-serve options with the goal of making it easy, simple, and fast to bank with BMO.
• As a lobby leader, assists in conducting client conversations about banking services to recommend alternative banking channels and provide personal banking and investment advice.
• Meets customer transaction-based needs with seamless execution.
• Reviews customer profiles and engages customers in a needs-based conversation to identify potential opportunities and address everyday banking plans and credit card needs.
• Contributes to meeting branch business results and the customer experience.
• Supports operational activities (e.g. inventory management, escalated service requests, following up on customer applications, filing, opening and closing activities).
• Acts as a key member of a collaborative and versatile branch and market team.
• Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice.
• Organizes work information to ensure accuracy and completeness.
• Takes the initiative to find creative approaches that make each customer’s experience feel personal.
• Looks for ways to contribute to the ongoing improvement of the overall branch customer experience.
• Contributes to business results and the overall experience delivered in the branch.
• May work at multiple branches based on market needs; work schedule may differ from week to week in terms of days worked, hours, and shifts.
• Follows through on risk and compliance processes and policies to ensure we safeguard our customers’ assets, maintain their privacy, and act in their best interest.
• Keeps current with the wider financial services marketplace, the legal and regulatory environment, and our commitment to uphold the highest ethical requirements of our industry.
• Maintains current knowledge of personal banking products, practices, and trends and integrates into customer conversations.
• Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering.
• Complies with legal and regulatory requirements for the jurisdiction.
• Protects the Bank's assets in compliance with all regulatory, legal, and ethical requirements.
• Completes complex & diverse tasks within given rules/limits.
• Analyzes issues and determines next steps; escalates as required.
• Broader work or accountabilities may be assigned as needed.

  Qualifications:

• Typically between 1 – 2 years of relevant experience and/or certification in related field of study desirable or an equivalent combination of education and experience.
• Canada only: Registration to sell investment products completed or in progress (must be completed within 12 months) - as appropriate for the jurisdiction.
• Confident and experienced in the use of social media, tablets, Smart phones, online tools, and applications.
• Some experience in a consultative customer service or sales roles, with a drive to deliver a personal customer experience.
• Basic knowledge of specialized sales and business banking solutions to refer to specialists.
• Passionate commitment to helping customers.
• Drive to deliver a personal customer experience.
• A focus on results and the ability to thrive in a consultative sales and team-based environment.
• Resourceful self-starter with courage and confidence to approach customers.
• Readiness to collaborate and work in different capacities as part of a team.
• Strong interpersonal skills, including the ability to build rapport and connections with customers.
• An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges.
• Basic specialized knowledge.
• Verbal & written communication skills - Good.
• Organization skills - Good.
• Collaboration & team skills - Good.
• Analytical and problem solving skills - Good.

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

The Applications Development Technology Lead Analyst is a senior level position responsible for establishing and implementing new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to lead applications systems analysis and programming activities.

Responsibilities:

• Partner with multiple management teams to ensure appropriate integration of functions to meet goals as well as identify and define necessary system enhancements to deploy new products and process improvements
• Resolve variety of high impact problems/projects through in-depth evaluation of complex business processes, system processes, and industry standards
• Provide expertise in area and advanced knowledge of applications programming and ensure application design adheres to the overall architecture blueprint
• Utilize advanced knowledge of system flow and develop standards for coding, testing, debugging, and implementation
• Develop comprehensive knowledge of how areas of business, such as architecture and infrastructure, integrate to accomplish business goals
• Provide in-depth analysis with interpretive thinking to define issues and develop innovative solutions
• Serve as advisor or coach to mid-level developers and analysts, allocating work as necessary
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 6-10 years of relevant experience in Apps Development or systems analysis role
• Extensive experience system analysis and in programming of software applications
• Experience in managing and implementing successful projects
• Subject Matter Expert (SME) in at least one area of Applications Development
• Ability to adjust priorities quickly as circumstances dictate
• Demonstrated leadership and project management skills
• Consistently demonstrates clear and concise written and verbal communication

Education:

• Bachelor’s degree/University degree or equivalent experience
• Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Desirable at least one of the following special knowledge:

• Credit Card Knowledge:
  • 4+ Years as Subject Matter Expert on Enhanced Online Authorization Credit Card System (EAS Module) and Enhanced Credit Management System  (ECMS Module)
  • 3+ Years on financial and Credit Cards services organizations
• Manage internal and vendor development teams
• Implement Strategies and Make Decisions for corrective actions in project plans and production fixes
• Inspire and motivate people to achieve project goals
• Highly developed interpersonal and communication skills; proven ability to engage and influence technology development teams
• Strong people management skills
• Strong experience managing vendor teams.
• Extensive experience in software development life cycle and technologies.
• Extensive experience and thought leadership in managed services and outsourcing.
• Experience in all aspects of application support (PS, Dev/Maintenance).
• Ability to work with distributed teams across different time zone
• Strong communication skills and ability to work with Business Representatives, SMEs, Vendor Management, functional and technical teams 
• SO IBM
• Vision Plus
• Cobol
• Advanced English

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

El analista sénior de Negocios de TI es un puesto de nivel intermedio responsable de establecer una conexión entre los usuarios de negocio y expertos en tecnología para intercambiar información de manera concisa, lógica y comprensible junto con el equipo de Tecnología. El objetivo general de este puesto es contribuir a la exploración e investigación iterativa continua del rendimiento de negocio y otras medidas para obtener una mejor perspectiva e impulsar la planificación del negocio.

Responsabilidades:

• Formular y definir el alcance de sistemas y objetivos para proyectos complejos, y promover la comunicación entre líderes del negocio y TI.
• Consultar con usuarios y clientes para resolver problemas complejos de los sistemas a través de una evaluación profunda de los procesos de negocio, sistemas y normas de la industria, y recomendar soluciones.
• Respaldar procesos de cambios del sistema, desde los requisitos hasta la implementación, y realizar aportes en función del análisis de la información.
• Consultar con clientes de negocio para determinar las especificaciones funcionales del sistema y ofrecer respaldo operativo y a usuarios.
• Identificar y comunicar los riesgos e impactos, teniendo en cuenta las consecuencias de negocio de la aplicación tecnológica en el ambiente de negocio actual.
• Desempeñarse como asesor o instructor de analistas nuevos o de un nivel inferior y trabajar en equipo para lograr objetivos del negocio; cumplir con otras obligaciones y funciones, según se le haya asignado.
• Evaluar adecuadamente el riesgo cuando se toman decisiones comerciales, demostrando una consideración particular por la reputación de la empresa y protegiendo a Citigroup, sus clientes y activos, al impulsar el cumplimiento de las leyes, las reglas y los reglamentos correspondientes, acatando la política, aplicando un juicio ético sólido en relación con el comportamiento personal, la conducta y las prácticas comerciales y escalando, administrando e informando los problemas de control con transparencia, así como supervisar de manera efectiva la actividad de otros y crear responsabilidad con aquellas personas que no mantienen estos estándares

Calificaciones:

• Entre 5 y 8 años de experiencia relevante.
• Experiencia en el análisis de datos con habilidades intermedias/avanzadas en el paquete de Microsoft Office
• Habilidades comprobadas interpersonales, diplomáticas, de análisis de datos, gestión y priorización
• Demostrar de manera constante una comunicación escrita y verbal clara y concisa.
• Habilidad comprobada para gestionar múltiples actividades y desarrollar relaciones laborales
• Capacidad de automotivación comprobada para tomar la iniciativa y dominar tareas nuevas rápidamente
• Habilidad comprobada para trabajar bajo presión a fin de cumplir con plazos ajustados y enfocarse en el trabajo de forma metódica con atención a los detalles

Educación:

• Licenciatura/título universitario o experiencia equivalente.

Experiencia requerida:

Presupuesto

Control Financiero y de Proyectos

Calculo y Cancelación de Provisiones Mensuales y Anuales

Revisión de la Contabilidad Diaria

Contratación de Proveedores

Outlook Mensual

Seguimiento a Pagos

Generación del BOW; Manejo de Base de Datos

Conocimiento en Herramientas Institucionales P2P, BRM, PTS, FFS, Renault, FAEM

Generación de IEP, RQs, Fondeos de Cartera

MCA-Control y Riesgo

Administración de Proyectos

Ingles Intermedio

Lic. o ing. negociable respecto a experiencia equivalente.

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

El gerente de grupo de Cartera de Crédito es un puesto de nivel gerencial sénior responsable de lograr resultados a través de la gestión de un equipo o departamento para monitorear la cartera de Citi e identificar migraciones de crédito junto con el equipo de Gestión de Riesgos. El objetivo general de este puesto es dirigir la exposición de la cartera de Citi a clientes y contrapartes a nivel global.

Responsabilidades:

• Liderar y formar un equipo de analistas de riesgo y gestionar áreas disciplinarias profesionales complejas, críticas o grandes.
• Liderar los esfuerzos para prever riesgos financieros, incluido el diseño y mantenimiento de modelos complejos de previsión de pérdidas de crédito y riesgos financieros, realizar análisis de costos de crédito y monitorear las tendencias de los productos para identificar áreas clave de riesgo y oportunidades.
• Desarrollar, evaluar, optimizar e implementar políticas de crédito/valoración.
• Gestionar niveles de riesgo para el panorama completo de crédito/valoración en múltiples productos y formatos minoristas, de conformidad con los objetivos financieros del programa.
• Realizar un seguimiento y presentar informes sobre iniciativas, resultados de rendimiento, tendencias emergentes y oportunidades a la gerencia sénior.
• Crear asociaciones y redes interdisciplinarias a fin de respaldar la ejecución de iniciativas de negocio e interdisciplinarias.
• Evaluar adecuadamente el riesgo cuando se toman decisiones comerciales, demostrando una consideración particular por la reputación de la empresa y protegiendo a Citigroup, sus clientes y activos, al impulsar el cumplimiento de las leyes, las reglas y los reglamentos correspondientes, acatando la política, aplicando un juicio ético sólido en relación con el comportamiento personal, la conducta y las prácticas comerciales y escalando, administrando e informando los problemas de control con transparencia, así como supervisar de manera efectiva la actividad de otros y crear responsabilidad con aquellas personas que no mantienen estos estándares

Calificaciones:

• Más de 10 años de experiencia en la gestión de riesgo crediticio o capacitación equivalente
• Preferentemente, experiencia en la industria de servicios financieros
• Experiencia comprobada como responsable de la prestación de un rango completo de servicios a una o más regiones geográficas/negocios
• Demostrar de manera constante una comunicación escrita y verbal clara y concisa.
• Habilidades de negociación comprobadas utilizadas con frecuencia a nivel sénior
• Habilidad comprobada para resumir, priorizar e impulsar resultados con urgencia
• Habilidad para obtener apoyo y participación en una amplia variedad de audiencias internas y externas

Educación:

• Licenciatura/título universitario o experiencia equivalente.
• Preferencia de maestría.

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

• Become part of AAA’s established & trusted brand! We’ve been serving our members for over 100 years

• Ability to quote and sell through multiple carriers

• Access to our AAA membership base for lead generation

• Marketing funds available to all new agents

• Top Agents can qualify for company paid incentive trips

• Dedicated Customer Service Team, so you can focus on selling

• Separate Policy Retention Team that focuses on keeping your clients for you

What we can offer you:

• A competitive base salary, plus unlimited monthly commission opportunity

• Agents typically make $50,000 to $70,000 their first year, between the base salary and commission  

• 3+ weeks of Paid Time Off – rollover and buyout options available

• 8 Paid Holidays

• 401(k) plan with employer match up to 7% (Traditional and Roth available)

• Medical, Dental, Vision and Prescription coverage

• FREE AAA membership (inclusive of product & service discounts) 

• FREE Life Insurance

The primary duties of the Insurance Sales Agents are:

• Identify customer needs and recommend appropriate insurance products.  Offering an array of personal lines, small commercial and life insurance products

• Establish strong customer and community relationships to help develop additional leads and referrals

• Maintain partnerships with insurance company representatives and underwriters

Minimum Qualifications:

• This is an in-office position. Candidates must reside within a commutable distance from our Wilmington, DE location

• 2+ years of experience in a sales environment meeting set metrics

• Experience in networking and prospecting to generate your own leads

• Ability to obtain a Property and Casualty License and Life License within 60 days of hire

• Ability to learn new computer programs & multi-task

 AAA Club Alliance (ACA) is an equal opportunity employer.

Our investment in Diversity, Equity, and Inclusion:

At ACA, we are committed to cultivating a welcoming and inclusive workplace of team members with diverse backgrounds and experiences to enable us to meet our goals and support our values while serving our Members and customers.  We strive to attract and retain candidates with a passion for their work and we encourage all qualified individuals, regardless of race, color, gender, identity, veteran status, sexual orientation, physical ability or national origin, to apply.

Job Category: 

The Digital PM Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the sub function/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Responsibilities:

• Plays a role in developing and managing the implementation of digital product suite for new and existing customers across businesses
• Works across multiple lines of business to deliver value added enhancement to the customer engagement platforms
• Enhance customer experience across online and offline assets through testing, personalization and automation of customer journeys
• Performs project management on small to medium scale projects from inception through to delivery
• Supports the product and partner teams in the development of digital tools and all web assets providing guidance on best practice and upcoming market trends/opportunities
• Brings innovations in tools to improve responses and design
• Manages key projects/digital initiatives and deliver positive outcomes in line with business deadlines
• Meet Key Performance Indicators; meet Customer Satisfaction and Net Promotor Score goals
• Supports website, innovating to deliver a remarkable customer experience, drive conversion and better engagement with the brand and products
• Track and manage production issues and work with relevant technology and local teams to expedite solutions
• Participates in monthly releases and performs business sanity testing
• Provide Subject Matter Expertise and direction for insights gained from experience on digital product project delivery
• Attend digital industry events and courses to remain up to date with industry trends and innovation; share relevant learnings and opportunities with the digital community
• Develop and deliver world class digital program and functionality delivery
• Prepare consistent and uniform reporting outputs that provide direction for optimization
• Provide accurate and valuable MIS for key stakeholders to ensure a Digital first approach to all activities
• Work as problem solver for key initiatives across multiple business areas to deliver digital projects
• Leverage local, regional and global relationships to ensure delivery of key projects and initiatives
• Maintain relationships with key stakeholders across the business
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years relevant experience
• Excellent numerical/analytical capability
• Consistently demonstrates clear and concise written and verbal communication
• High level of proficiency in Microsoft Office applications
• Ability to think strategically and then execute upon that design
• Proven ability to plan and coordinate

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

2-3 años de experiencia llevando canales digitales o procesos de canales alterno

Capacidad analítica, mejora de procesos de venta y habilidades de comunicación

Manejo intermedio de excel

Ingles Intermedio

Deseable tener haber tenido alguna certificación (PM, Marketing Digital, etc)

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Responsibilities:

• Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration.
• Manages the risk associated with new and existing borrowing relationships through the following:
• Performs spreads of client business financial statements
• Creates Customer Accounting Systems’ through Credit Platform
• Recognizes potential client risk through early warning systems
• Performs periodic financial statement review
• Tracks established financial covenants
• Monitors compliance to borrowing base credit facility
• Accompanies Underwriting Manager on customer site visits (when appropriate)
• Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.
• Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

ICG Risk Analysis Credit Risk Associates are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.

A Credit Risk Associate is expected to have a deep understanding of credit risk, of Citi´s internal policies and procedures, and of being knowledgeable about the industry fundamentals that portfolio belongs to. They should need minimal supervision from their respective Credit Risk Team Leads and be able to carry thoughtful conversations with ICG Risk and BCMA partners.

This role has responsibility for the portfolio of Consumer, Healthcare and Retail mexico relationships and the role reports directly to the Consumer, Healthcare and Retail Credit Risk Team Lead.

Key Responsibilities:

• Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners
• Reviewing and providing recommendation on the risk raking across this sector
• Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
• Travel (less than 10%)

Skills/Competencies:

• Risk & Credit Underwriting:
  • Well developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
  • Forms independent opinions on credit and recognizes emerging risks
  • Demonstrates advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
  • Sets the standard for industry research capabilities, including risk and key drivers
  • Solid understanding of Credit Policy and procedures; Proactively reviews Citi policies and procedures to benchmark against transactions and work submitted
  • Demonstrates and executes the ability to identify potential risk issues that need escalation and escalates them promptly

• Leadership:
  • Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more
  • Embraces the need for change and appreciates its benefits with natural curiosity
  • Demonstrates professionalism by being reliable, actively contributing in meetings, asking questions and challenging ideas
  • Proven culture carrier

• Competencies:
  • Highly effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management
  • Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

• Technical:
  • Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
  • Advanced experience with the internal ICG Templates and with Financial Modeling
  • Advanced english

Qualifications:

• BA/BSc  in Finance or Accounting or higher degree in Business (MBA),  or any other related subject

• Financial Services experience including 3-5 years of credit experience in Banking or Credit Risk Management

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Address:

Job Family Group:

Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and achieve overall business objectives.

• Collaborates with BMO partners to identify referral opportunities that further grow the customer’s relationship with BMO beyond personal banking.
• Welcomes and guides customers as they walk into the branch lobby, and offers advice and guidance on available digital and self-serve options with the goal of making it easy, simple, and fast to bank with BMO.
• As a lobby leader, assists in conducting client conversations about banking services to recommend alternative banking channels and  provide personal banking and investment advice.
• Meets customer transaction-based needs with seamless execution.
• Reviews customer profiles and engages customers in a needs-based conversation to identify potential opportunities and address everyday banking plans and credit card needs.
• Contributes to meeting branch business results and the customer experience.
• Supports operational activities (e.g. inventory management, escalated service requests, following up on customer applications, filing, opening and closing activities).
• Acts as a key member of a collaborative and versatile branch and market team.
• Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice.
• Organizes work information to ensure accuracy and completeness.
• Takes the initiative to find creative approaches that make each customer’s experience feel personal.
• Looks for ways to contribute to the ongoing improvement of the overall branch customer experience.
• Contributes to business results and the overall experience delivered in the branch.
• May work at multiple branches based on market needs; work schedule may differ from week to week in terms of days worked, hours, and shifts.
• Follows through on risk and compliance processes and policies to ensure we safeguard our customers’ assets, maintain their privacy, and act in their best interest.
• Keeps current with the wider financial services marketplace, the legal and regulatory environment, and our commitment to uphold the highest ethical requirements of our industry.
• Maintains current knowledge of personal banking products, practices, and trends and integrates into customer conversations.
• Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering.
• Complies with legal and regulatory requirements for the jurisdiction.
• Protects the Bank's assets in compliance with all regulatory, legal, and ethical requirements.
• Completes complex & diverse tasks within given rules/limits.
• Analyzes issues and determines next steps; escalates as required.
• Broader work or accountabilities may be assigned as needed.

Qualifications:

• Typically between 1 – 2 years of relevant experience and/or certification in related field of study desirable or an equivalent combination of education and experience.
• Canada only: Registration to sell investment products completed or in progress (must be completed within 12 months) - as appropriate for the jurisdiction.
• Confident and experienced in the use of social media, tablets, Smart phones, online tools, and applications.
• Some experience in a consultative customer service or sales roles, with a drive to deliver a personal customer experience.
• Basic knowledge of specialized sales and business banking solutions to refer to specialists.
• Passionate commitment to helping customers.
• Drive to deliver a personal customer experience.
• A focus on results and the ability to thrive in a consultative sales and team-based environment.
• Resourceful self-starter with courage and confidence to approach customers.
• Readiness to collaborate and work in different capacities as part of a team.
• Strong interpersonal skills, including the ability to build rapport and connections with customers.
• An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges.
• Basic specialized knowledge.
• Verbal & written communication skills - Good.
• Organization skills - Good.
• Collaboration & team skills - Good.
• Analytical and problem solving skills - Good.

Compensation and Benefits:

Pay Type:

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

We’re here to help

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact.  We strive to help you make an impact from day one – for yourself and our customers.  We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at http://jobs.bmo.com/us/en

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. BMO is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

The Credit Risk Analyst II is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.

Responsibilities:

• The primary focus of the position is data quality support of global contract negotiations and trades which includes document review, data entry, exception reporting along with document scanning and document warehousing.
• The ideal candidate must have excellent technical skills and the ability to learn and work with a very complex in-house data management system.
• The position will require gaining a detailed familiarity with Citi’s standard forms of documentation, technology, and internal procedures.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 0-2 years relevant experience
• Makes judgments and recommendations based on analysis and specialty area knowledge.
• Researches and interprets factual information.
• Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices.
• Exchanges information in a concise and consistent way as well as be sensitive to diverse audience

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

• Fluent in both English and Spanish
• Understanding of Credit Analysis, Corporate Finance, Underwriting, or Risk Assessment

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Responsibilities:

• Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration.
• Manages the risk associated with new and existing borrowing relationships through the following:
• Performs spreads of client business financial statements
• Creates Customer Accounting Systems’ through Credit Platform
• Recognizes potential client risk through early warning systems
• Performs periodic financial statement review
• Tracks established financial covenants
• Monitors compliance to borrowing base credit facility
• Accompanies Underwriting Manager on customer site visits (when appropriate)
• Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.
• Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

• Fluent in both English and Spanish
• Experience in Credit Analysis, Corporate Finance, Underwriting, or Risk Assessment

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Time Type:

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting